The Limited Cashless Medical Services Scheme was introduced by the Haryana government to provide government employees and pensioners with financial assistance for medical treatment under specific circumstances. This scheme primarily covers six critical medical conditions, ensuring that those covered by the scheme can receive cashless treatment for life-threatening or major health conditions.

Key Features of the Scheme:

• Eligibility: The scheme is available to Haryana state government employees and pensioners, including their dependent family members.

• Cashless Treatment: Under this scheme, beneficiaries can avail of cashless medical treatment for the designated critical conditions at empaneled hospitals, both public and private.

• Coverage for Six Critical Conditions: The scheme provides medical coverage for specific, serious health conditions that require immediate and costly medical intervention. These typically include conditions such as cancer, heart disease, kidney failure, and other life-threatening diseases.

• Financial Assistance: The scheme helps in covering the expenses for diagnosis, treatment, surgeries, and hospitalizations associated with these critical conditions, reducing the financial burden on the beneficiaries.

• Access to Private and Public Hospitals: Beneficiaries can access treatment at both private and government healthcare facilities that are empaneled under the scheme.

Objective:

The primary objective of the Limited Cashless Medical Services Scheme is to ensure that Haryana's government employees and pensioners have access to timely and affordable healthcare for serious health issues, ultimately aiming to improve their quality of life and provide relief during health crises.

The scheme you're referring to is likely the Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (PMJAY), which provides financial coverage for medical treatment. Under this scheme, eligible beneficiaries can receive up to ₹15 lakh in financial coverage for hospitalization and treatment for serious health conditions.

Key features of the scheme:

• Health Coverage: PMJAY provides health insurance to families from low-income groups, covering a wide range of medical treatments, including surgeries, hospitalization, and critical care.

• Financial Protection: It offers financial coverage of up to ₹5 lakh per family per year for secondary and tertiary care hospitalization. The ₹15 lakh limit could apply in specific cases involving expensive treatments or high-cost procedures as part of additional state-level benefits.

• Target Audience: The scheme primarily targets economically disadvantaged families and vulnerable groups, with a focus on ensuring access to quality healthcare and reducing out-of-pocket medical expenses.

• Cashless Treatment: The treatment under PMJAY is provided on a cashless basis at empaneled public and private hospitals, making healthcare more accessible to the economically weaker sections.

This initiative aims to improve health outcomes, ensure timely treatment, and reduce the financial burden on families who face catastrophic health expenditures.

Hence, option A is correct.

The Swasthya Aapke Dwar Programme launched by the Haryana government aims to deliver healthcare services directly to the doorsteps of residents, particularly in rural and remote areas.

• The main objective is to ensure that people, especially those in underserved regions, have easy access to essential healthcare services without needing to travel long distances to healthcare facilities.
• Under this program, health workers visit households to provide services such as basic medical check-ups, health screenings, and distribution of medicines.
• This initiative seeks to improve access to healthcare, promote early diagnosis, and reduce the burden on hospitals, ensuring that individuals receive timely medical attention and interventions at their convenience.
• It is a step toward improving healthcare accessibility and outcomes in rural Haryana.

Hence, option B is correct.

Answer: (a) Statement 1 is correct

Explanation:

1. Statement 1: The "National Old Age Health Care Programme" in Haryana
   This statement is correct. The "National Old Age Health Care Programme" has been implemented in specific districts of Haryana, including Nuh, Ambala, Kurukshetra, and Yamunanagar. The program aims to provide specialized health care services to the elderly population in these areas, addressing their unique health concerns and needs.

2. Statement 2: The "Integrated Disease Surveillance Program (IDSP)"
   This statement is incorrect. The Integrated Disease Surveillance Program (IDSP) was launched by the Government of India in collaboration with the World Bank in 2004 (not 2005). It is a nationwide initiative aimed at strengthening the surveillance of diseases and epidemics. However, the program focuses on both rural and urban areas, not just urban areas, to monitor and control the spread of epidemics.

Thus, Statement 1 is correct, and Statement 2 is incorrect.

National Old Age Health Care Programme (Haryana)

The National Old Age Health Care Programme in Haryana is part of a broader effort by the state and central government to improve the healthcare system for the elderly population. The scheme has been particularly focused on regions such as Nuh, Ambala, Kurukshetra, and Yamunanagar. Its main aim is to provide affordable, accessible, and quality healthcare services to elderly citizens, ensuring their well-being and improving their quality of life as they age.

Key Features of the Programme:

Targeting Elderly Population:

• The scheme primarily focuses on people aged 60 years and above, who are more vulnerable to health issues due to aging. This age group is more likely to face health problems such as arthritis, hypertension, diabetes, heart disease, and other age-related conditions.

• The program particularly targets senior citizens in the rural and underserved areas of Haryana, where access to quality healthcare services may be limited.

Geographical Focus:

• The programme was initially rolled out in specific districts of Haryana, including Nuh, Ambala, Kurukshetra, and Yamunanagar. These districts were chosen based on a combination of factors like the concentration of elderly people, the availability of healthcare infrastructure, and the socio-economic challenges faced by these regions.

• In these districts, the elderly population often faces barriers to healthcare access, such as long distances to the nearest health centers, lack of transportation, and financial difficulties.

Access to Medical Facilities:

• The programme aims to reduce healthcare accessibility gaps by providing free transport to elderly citizens who face difficulties in traveling to health centers. This is particularly important in rural and remote areas where elderly people may have limited means of transportation.

• Health services are delivered through primary health centers (PHCs), community health centers (CHCs), and district hospitals, with additional outreach efforts to home care for bedridden or housebound elderly individuals.

Financial Assistance for Treatment:

• For those elderly citizens who are not eligible for other government health schemes, the programme offers financial assistance for medical treatment. This ensures that those who may not have the resources to afford private healthcare can still access necessary services.

Collaboration with NGOs and Local Bodies:

• The Haryana government has partnered with NGOs and local bodies to enhance the programme’s reach. Local non-profits and social organizations play a key role in identifying elderly people who may need assistance and ensuring that they receive the appropriate medical attention.

• Additionally, the state government works with volunteers to conduct home visits for elderly individuals who are unable to visit healthcare centers.

Challenges:

• Awareness and Outreach: Despite the program’s comprehensive nature, some elderly individuals, especially in rural areas, may still be unaware of the available services. Continuous awareness campaigns are necessary to ensure full participation.

• Infrastructure Limitations: Some districts may still face challenges related to insufficient healthcare infrastructure, especially in very remote areas, which may limit the programme’s reach.